February 20 2026

Still Confused about the New Mortgage Rules?

Not sure if it helps, but the CFPB has issued proposed clarifications to the new mortgage rules that address issues related to: 1) Mortgage servicing and loss mitigation applications; 2) Short-term forbearance plans; 3) Lending in rural and underserved areas; 4) Financing of credit insurance premiums; 5) Definition of loan originator; and 6) Manufactured housing employees. [6/25]