Should 35% Be the Tipping Point for Long Term Assets?

Many credit unions say “no,” but this is the percentage that raises the red flag for examiners. John Welch, NCUA’s chief economist, claims that NCUA doesn’t supervise to a single, arbitrary number, but a credit union with 35% or more of its assets in long-term loans and investments is above the 75^th percentile for the industry. [4/2]