New 2014 HOEPA Threshold and Fee Safeharbor Established

As required under TILA, new thresholds for coverage under HOEPA rise to $632 or 8% of total loan amount (whichever is greater) and penalty fee safe harbor of $26 for §1026.52(b)(1)(ii)(A) and $37 for §1026.52(b)(1)(ii)(B). [12/16]