February 13 2026

What’s in a Name? For the CFPB, Everything.

What’s in a Name? For the CFPB, Everything.

The CFPB has published its methodology for assessing fair lending aspects in non-mortgage lending products. Find out how the bureau uses a Bayesian Improved Surname Geocoding (BISG) proxy method to utilize the applicant's surname and geography to estimate the appropriate race and ethnicity. [9/18/14]