Links in “Proposals, Requests, & Comments”

The NCUA is requesting comments regarding Operating Budget primary funding mechanisms, Overhead Transfer, and annual Operating Fees, all in an effort to receive input from stakeholders representing federal and state-chartered credit unions. [1/27/16]

Banks with less than $10 billion in assets that have been insured by the FDIC for at least five years would have the way their risk-based assessment are calculated under this proposed rule. Here's your chance to comment on it. [1/22/16]

The CFPB is seeking new members for its academic research, consumer advisory, community bank advisory, and credit union advisory councils. Have you got what it takes? [1/21/16]

CUNA has released a new guide to assist credit unions with their comment letters regarding the proposed changes to the federal field of membership requirements. The guide breaks down the issues for community credit unions and for those with multiple common bonds. Comment letters must be submitted by February 8^th. [1/20/16]

The Consumer Financial Protection Bureau is soliciting comments from the public regarding its guidelines for correcting and resubmitting HMDA data. [1/12/16]

In light of the expansion to HMDA, Regulation C, the CFPB has opened a 60-day comment period to obtain feedback on the rules for when financial institutions must resubmit HMDA data due to identified errors. In a separate letter, CUNA has blasted the agency for overreaching in its final rule that requires reporting on 48 data fields when the Dodd-Frank Act required reporting on only 17 fields. [1/11/16]

Four bank and credit union associations join together to tell FinCEN that a 30-day comment window is not enough to adequately address its call for input on pending changes to customer due diligence requirements. [1/11/16]

Comment period is open on the Preservation of Consumers' Claims and Defenses rule (also known as the "Holder Rule"). [12/14/15]

The Interagency Appraisal Complaint Form is used for making formal complaints that institutions have not complied with appraisal independence standards or USPAP.  The OCC and FDIC have requested comments regarding whether its use should be continued. [12/8/15]

Thinking through the ramifications of New York's proposal to have compliance officers certify anti-money-laundering compliance and putting them personally in harm's way (criminal penalties) means one thing: make the most of this 45-day comment period. [12/4/15]