Links in “CFPB”

CFPB report garners not just industry attention, but mainstream attention; consumer groups decry banks "making a lot of money" on overdrafters. [6/12]

Caveat Argentaria: Not surprisingly, the new CFPB report will undoubtedly mean a renewed focus on the product's consumer impact (aka UDAAP). [6/11]

Report looks at the impact on consumers of overdraft policies since the 2010 implementation of a consumer opt-in requirement under Reg E. [6/11]

Agency emphasizes guides are not substitutes for the underlying rules, but give an overview of them. [6/10]

Pew Report sets sights on Disclosure policies and Overdraft policies. [6/7]

CFPB releases two new examiner manuals that cover compliance with the Truth-in-Lending Act (Reg. Z) and the Equal Credit Opportunity Act (Reg. B); yet to be addressed are the new mortgage servicing rules or the ability to repay rules, but the CFPB has advised that this information should be added in the next few months. [6/6]

New Examination Procedures gives powerful guidance for all: expect an increase in examination expectations, with heavy focus on Fair Lending, best practices for ECOA & TILA. Just the 1st round... [6/5]

Former CFPB deputy director takes a look at four questions bankers should ask. [6/5]

Reforming oversight of CFPB, improving exam appeal process among list of provisions sought. [6/4]

Researchers urge CFPB to institute more protections for checking account holders in three key areas. [6/4]