Links in “Lending”
- Presentation on Native American Lending Opportunities
On November 22, a free webinar presents challenges and opportunities in serving Native American communities with emphasis on opportunities for Community Reinvestment Act (CRA) consideration with respect to outreach into lending in Native American communities. [11/4]
- 1 in 5 Loans Today Wouldn’t Meet QM Standards
Fee levels and high APRs are the primary reasons that 20% of today's loans wouldn't qualify for qualified mortgage rules that go into effect in January. [10/21]
- With the Return of Commercial RE Loans Comes Need for Concentration Reminders
When it comes to commercial real estate loan concentrations, it is worthwhile to keep in mind these three joint issuances from regulators. [10/17]
- Usage of Electronic Signatures on the Rise
Credit unions are becoming more comfortable with using electronic signatures and are finding that the convenience factor is resulting in a higher pull-through rate for loan applications. This article offers a series of tips you should consider before implementation. [10/11]
- 5 Agencies Encourage Loan Workouts for Those Affected by Shutdown
Pledge to not criticize "prudent efforts to modify terms on existing loans." [10/11]
- California Names 16 Online Lenders Banks Should Avoid
These 16 lenders do not have licenses to do business in California and have been the subject of enforcement actions this year by the California Department of Business Transactions. [10/10]
- NCUA Offering Risk-Based Webinar
Free Oct. 22, 2013 webinar focuses on risk-based lending and how it can be used to better serve their members, increase loan volume and income and mitigate unnecessary risks. [10/9]
- Mortgage Bankers: Shutdown’s Impact on Housing Market to Spread
Reduced functionality of key government agencies involved in the lending process to result in disruptions to lenders and confusion and fear among borrowers in the time-sensitive housing market. [10/7]
- Poll: Is Pressuring Banks to Cut Online Lender Ties Right? Or Is It Backdoor Policymaking?
Magazine's unscientific poll asks readers to rate the government's right to pressure banks to move away from online lenders. [10/7]
- Credit Unions Rise to the Meet the Shutdown Challenge
Credit unions around the country, whose members are affected by the federal government shutdown, are finding innovative ways to meet their memberâs financial needs from zero interest emergency loans to financial counseling to expedited loan processing. Read their stories. [10/3]
