Links in “Dodd-Frank”

Despite growing optimism for the industry in general, regulatory compliance remains the second highest concern for bankers, particularly the continued implementation of Dodd-Frank and supervisory activities of the CFPB. [11/1]

Booklets, each called "Managing Someone Else’s Money,” represent the CFPB’s latest efforts to carry out its Dodd-Frank mandate to help older Americans avoid financial exploitation. [10/31]

In response to the agencies' joint statement on the Dodd-Frank–required establishment of the Office of Minority and Women Inclusion, author sees few problems with female diversity in community banks, but greater work ahead in achieving racial diversity. [10/31]

Speech with ABA's annual conference in New Orleans promotes efforts of CFPB to rebuild confidence in mortgage lending and economy through efforts via Dodd-Frank. [10/22]

Writer sees CFPB as seeking to circumvent Dodd-Frank by pressuring banks to ensure auto lenders are complying with fair lending laws. [10/21]

The wide latitude granted by Dodd-Frank means CFPB is flying blind in writing its rules. For example, where did the magic number of 43% debt-to-income ratio come from? [9/26]

HUD looks to upgrade its Housing Counseling Program that includes this current round of proposals to organize the nomenclature of the program and related elements. Outlines the future of HC and a more robust approach required by Dodd-Frank. [9/17]

Bank Director survey finds regulatory compliance burden is second greatest concern (behind margin compression), with implementation of Dodd-Frank and the activities of CFPB listed as top specific regulatory concerns. [9/9]

Davis Polk progress report finds that of 279 passed rulemaking deadlines, 172 (62%) have been missed. [8/26]

Dodd-Frank consumes resources and IT budgets, making compliance challenging and devouring bandwidth that banks need to embrace new commercial lending opportunities, which could turn elsewhere. [8/22]