Links in “Credit Unions”
- Senate Considering Two Options Adverse to Credit Unions
âTax optionsâ paper released by the Senate Finance Committee cites the elimination of the tax exemption for certain organizations, including credit unions and nonprofit hospitals and an expansion of the Unrelated Business Income Tax (UBIT) to include federally chartered credit unions as possible sources of additional revenue. [6/14]
- But Seriously Folks, What Is the Cloud Really and How Safe Is It?
We ask our resident IT professional to break it down in plain English for the rest of us. [6/14]
- CFPB and FDIC Announce Money Smart for Older Adults Program
Seven segments include such guidance on common types of elder financial exploitation, scams targeting veterans and homeowners, medical identity theft and more. [6/14]
- What Does NCUA Really Expect from Your Disaster Recovery Plan?
Not enough to have a thick binder with a software-generated plan; your plan needs to be customized to meet your credit unionâs needs and strategic goals, plus be reviewed, updated and tested on an annual basis. [6/13]
- Loan Quality at Federally Insured Credit Unions at Strongest Level in Several Years
NAFCUâs June CU Industry Trends shows that loan loss reserves, delinquency ratios and net charge-off ratios are now at their lowest point since before the recession; expect the upward trend to continue. [6/13]
- How the Overdraft News Might Impact Regulations
Greater scrutiny of opt-in rates, de minimis exceptions, and reasonable and proportional limits are on the table. [6/13]
- COPPA: Ready for the New Rules?
FTC expanded the categories of covered information; new rules become effective on July 1, 2013. [6/13]
- HUD: While Blatant Forms of Discrimination Disappearing, Subtle Forms Persist
Minorities are shown fewer homes, face other subtle discrimination that could increase costs or prolong their home search. [6/13]
- Reminder: Round 1 of Mortgage Rules Took Effect Last Week
Recap of escrow requirements, arbitration clauses and financing credit insurance. [6/12]
- CFPB to Release Today Report on Impact of Overdraft Practices
Report looks at the impact on consumers of overdraft policies since the 2010 implementation of a consumer opt-in requirement under Reg E. [6/11]





