Links in “Electronic Signatures in Global and National Commerce Act (E-SIGN)”
- An ESIGN Director’s Briefing
Even though ESIGN Act has been around since 2000, with more and more consumers pushing for online services, from receiving their statements in an email to online applications for a loan, we're seeing a surprising number of lingering ESIGN compliance issues. That's why it is a good idea to occasionally step back and look at how the Act came into existence, what its terms really mean, and what are the common trouble spots. We'll cover each of these areas in this Director's Briefing. [7/28/15]
- Capital Hits Record High: The Good and Bad of QM
A solid quarter for the banking industry, with capital hitting a record high, due in large part to banks aggressively reinforcing the support backing their loans. The downside: new regulatory requirements have made it particularly difficult for first-time homebuyers. [11/26/14]
- Demonstrative Consent: More Common Questions about the Suddenly Hot E-SIGN Act
As mentioned in our last blog post about E-SIGN, AffirmX has received numerous questions about the E-SIGN Act over the past few months. In this post, AffirmX's Senior Analyst Coppelia Padgett turns our attention to similar recurring questions centered around one somewhat simple phrase in the regulation: âreasonably demonstrate.â [9/2/14]
- FHA Extends Acceptance of Electronic Signatures
The Federal Housing Administration grants expanded authority to lenders to accept e-signatures on more loan documents, but stops short of allowing them on mortgage notes themselves. [2/3]
- FHA Expands E-Sign on Mortgages
FHA steps toward industry standards and announces expanded authority for lenders to accept electronic signatures (e-signatures) on documents associated with mortgage loans including those for origination, servicing, and loss mitigation documents. [1/31]
- Maximizing E-SIGN Safely at Your Financial Institution
How to help your financial institution counter the cost of rising postage rates safely. [1/30]
