Links in “Banks”

Stakeholders are waiting on the edge of their seats for the Supreme Court to announce their decision about whether disparate impact claims are allowed under the Fair Housing Act. The court recently heard arguments for and against this issue. [1/23/15]

If you thought collecting information under FATCA was bad, it "pales into insignificance when compared to AEOI," or the Automatic Exchange of Information. [1/23/15]

The housing policy didn't come up much in the President's State of the Union Address. Here are three reasons why. [1/22/15]

ABA survey finds that 85% of Americans are aware that they have access to a free credit report each year, and 60% have checked their credit report within the past year. [1/22/15]

Quarterly survey of bank risk officers finds that while the job picture is improving, wage growth isn't keeping pace, which could lead to people getting overextended on credit cards and higher delinquency rates. Here is their forecast for credit cards, student loans, and housing loans. [1/22/15]

The House Financial Services Committee has set forth its plan to closely monitor the activities of the CFPB, the Department of Justice's Operation Choke Point, and more. [1/22/15]

One in four new car loans are 73 to 84 months long, a trend that Honda says is "stupid" for consumers and for the industry. [1/22/15]

Early Warning Services, a database of bank customers that is sometimes used in place of credit reports when making credit decisions, is cutting off access to payday lenders. Early Warning is owned by five major banks. [1/22/15]

New York Times has this student loan calculator on its website. [1/22/15]

A list of the 25 worst passwords you can use. No. 25 offers, at least, good advice: trustno1.