Links in “Banks”

There are complications involved in converting a charter from a bank to a credit union. [3/14]

The measure would scale back many of the big flood insurance premium increases resulting from major legislation passed two years ago to reform flood insurance. [3/14]

Details are emerging that the source of the breach at Target was an HVAC service provider who had remote access to the retailer's network, bringing new emphasis to the need to examine the security of third-party vendor relationships. [3/13]

A look at the CFPB's planned debt collection survey of 10,000 consumers finds that many of the proposed questions are unlikely to produce responses that yield valid conclusions. [3/13]

Survey of senior marketing executives at 233 banks looks at the importance of various marketing channels in 2014. Top of the list (at 78%) was online advertising. Bringing up the rear was print advertising, which 8% of survey respondents said would be more important in 2014. [3/13]

A look at when it is permissible to obtain a credit report of a consumer, according to the Fair Credit Reporting Act. [3/13]

House Financial Services Committee Chair has given the CFPB until tomorrow to answer its questions regarding how it specifically determines that practices that are neutral superficially are nonetheless considered discriminatory. [3/12]

The emerging standard of  "reasonableness" means that rather than complying with specific standards, financial institutions are being pressed to evaluate themselves based on the processes and procedures of their competition and how reasonable their current actions will be considered at a future point in time. [3/12]

U.S. financial services companies lost an average of $23.6 million from cybersecurity breaches in 2013, making it the industry that lost the most (up from third in 2012). [3/11]

HSBC and Wells Fargo join JPMorgan and Citi in settling force-placed insurance lawsuits. Settlements appear to range from $32 million to $300 million. [3/11]