Links in “Agencies”
- CFPB Goes Final on HPML, The Gap & Rural Escrow Rules
You begin to wonder what Super RESPA/TILA is going to require when three basic elements of TILA require dozens of FR pages. [5/23]
- CFPB Listens to EFTA/Remittance Concerns in Final Rule
A small sigh of relief as sanity prevails and CFPB calms the remittance rule requirements for fee and tax disclosures. [5/23]
- FDIC Delivers Hi-Tech Consumer Guidance
A litany of hi-tech and even some more low-tech consumer issues are covered in the FDIC's Spring Consumer News issue. [5/22]
- CFPB’s Radar Expands
The framework for coordinated efforts of the CFPB and state financial regulatory authorities significantly expands the reach of both organizations, but undoubtedly favoring CFPB's via state examinations of smaller depository institutions. [5/22]
- CFPB Adds to Its Arsenal on RESPA
While the RESPA penalty may seem small, the reputation implication and impact to Benchmark Bank and others FIs could be considerable. [5/20]
- 12 Institutions Receive OCC Enforcement Orders
OCC issues 2 C&D orders, 4 civil money penalty orders, and 6 formal agreements. [5/20]
- Fraud Reminder: 3.9 Million Foreclosure Agreement Checks Circulating
With waves of checks totaling more than $3.4 billion, financial institutions reminded to validate authenticity. [5/20]
- CFPB Unveils “CFPB en Español,” Spanish-language Site
Immigrant communities language barriers can make them "prime targets for exploitation," reports head of CFPB. [5/17]
- Identity Thieves Prime Target: Older Americans
FTC reports 19% of identity theft reports come from consumers over 60. [5/17]
- FTC Issues Letter to CFPB Reasserting Its Enforcement Powers
The letter asserts that the FTC retains its authority to enforce the TILA, CLA, EFTA, and ECOA, and more. [5/15/2013]
