Links in “Truth in Lending Act (TILA/Regulation Z)”
- CFPB Still Reviewing Final Rule on Combined Mortgage Disclosures
Credit unions have been anxiously waiting for the last of the new mortgage rules to be issued; however, CFPB Director says that the Bureau is still reviewing industry comments about the effect that the combined TILA/RESPA disclosures will have on loan closings. [6/20]
- Newly Released Exam Manuals Can Help Compliance with New Mortgage Regulations
CFPB releases two new examiner manuals that cover compliance with the Truth-in-Lending Act (Reg. Z) and the Equal Credit Opportunity Act (Reg. B); yet to be addressed are the new mortgage servicing rules or the ability to repay rules, but the CFPB has advised that this information should be added in the next few months. [6/6]
- CFPB: Listen Up!
New Examination Procedures gives powerful guidance for all: expect an increase in examination expectations, with heavy focus on Fair Lending, best practices for ECOA & TILA. Just the 1st round... [6/5]
- TILA Disclosure Requirements When a Portion of an Open Line Becomes Fixed
Taking a look at fixed rate and term payment options during draw period. [6/3]
- CFPB Goes Final on HPML, The Gap & Rural Escrow Rules
You begin to wonder what Super RESPA/TILA is going to require when three basic elements of TILA require dozens of FR pages. [5/23]
- FTC Issues Letter to CFPB Reasserting Its Enforcement Powers
The letter asserts that the FTC retains its authority to enforce the TILA, CLA, EFTA, and ECOA, and more. [5/15/2013]
- CFPB Issues 3 New Guides for Small Entities
Guides address HOEPA, ECOA and TILA.
